Five years after the devastation of Hurricane Katrina, the nation must consider how the sector—and how society—should prepare financially for the next Katrina, the next destabilizing catastrophe. That is exactly the question Lorna Bourg of the Southern Mutual Help Association is raising.

In  The Torrent we’ve taken the torrential downpour of information on the web, distilled it into a fine spirit, and served it nice and neat in your favorite tumbler. This week: pets and bait, Tumblr, and Kanye Tweets! Relax, enjoy.

Fuzzy math and the misallocation of scarce resources has the Ethicist concerned. Bad management, he says, almost always creates ethical dilemmas and always leads to bad policy.